Pay Day Cash Advance Loans

What is a pay day cash advance loan and how do you apply for one?

A pay day cash advance loan is a program that loans you money for a service fee. It is not a loan even though most people and companies nationwide call it a payday loan.

Cash Loans

It is simply a service that collects a fee from you to receive there money.

Pay Day Cash Advance Loans

It was design for people that need a fast short term cash loan or for a person that has no credit, bad credit or have filed for bankruptcy.

You can get a ,500 pay day cash advance loan with no credit checks. Everyone is approved, even if you have really poor credit.

At this point, you might be asking yourself, why would a company give a person a loan that has bad or poor credit?

There are a number of reasons why companies all over the United States are willing to offer pay day cash advance loans to people with poor credit.

1. The lender will only give a payday loan to a person that has a checking or savings account. This way they can collect there payments directly from the customers bank account.

2. The lender makes a lot of money by charging the client a set fee that is due to be paid in less than 30 days.

3. The lender makes even more money because most of his clients reapply for a loan every 3 to 4 months.

What is the benefits for the client?

A person that has poor credit, can get the cash that they need in about 2 hours. No credit checks and no turn downs.

This program was designed for people that need a short term loan or need to make a payment before there next payday.

A few examples would be an auto payment, tax bill, rent payment or telephone bill.

Your Credit History!

Getting a payday loan will not improve your credit history. Remember, pay day cash advance loans are not considered cash loans, so the lender can not report your payday loan to the credit bureau.

A payday loan can ruin your credit history if for some unknown reason you are not able to pay back a payday loan. This applies to any credit or loan you may have received. Any company has the right to report you to the credit bureau if you don't make there payments on time.

For the most part, you shouldn't have any problems with a payday loan company as long as you keep enough money in your bank account to cover the next payment that is due. Pay Day Cash Advance Loans.

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